12 MonthSaver IRA CD.95% APY*Only $250to Open!Committed ToCustomer CommunityS VINGS BANKSTOP IN OR CONTACT US ATMcHenry 353 Bank Dr. 815-385-3000Richmond 10520 Main St. 815-678-2061Johnsburg 4000 N. Johnsburg Rd. 815-344-2800www.mchenry savings.com"Personal accounts only. Annual Percentage Yield (APY saccurate as of 01/02/17. InitialCD deposit of $250 required to qualify for 95% APY APY assumes tunds remain ondeposit until maturity date. Asubstantial penalty may be imposed for early withdrawal.Fees could reduce the eamings on account. Contact a Customer Service Representativefurther information about applicable fees and terms. McHenry Savings Bank reserves theright to withdraw this offer at any time.MCHENRYMSBFDICSA INGS BANK

Date: January 11, 2017

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12 Month Saver IRA CD .95% APY* Only $250 to Open! Committed ToCustomer Community S VINGS BANK STOP IN OR CONTACT US AT McHenry 353 Bank Dr. 815-385-3000 Richmond 10520 Main St. 815-678-2061 Johnsburg 4000 N. Johnsburg Rd. 815-344-2800 www.mchenry savings.com "Personal accounts only. Annual Percentage Yield (APY saccurate as of 01/02/17. Initial CD deposit of $250 required to qualify for 95% APY APY assumes tunds remain on deposit until maturity date. A substantial penalty may be imposed for early withdrawal. Fees could reduce the eamings on account. Contact a Customer Service Representative further information about applicable fees and terms. McHenry Savings Bank reserves the right to withdraw this offer at any time. MCHENRY MSB FDIC SA INGS BANK